sorry glenn, i'm still oh the road and using my phone so this will be short. i'm not saying that the country doesn't need an affordable healthvare plan, simply saying that this one isn't affordable. as for companies not offering contractors healthcare plans then that's something that should have been addressed in the aca. the gov't shouldn't fine the contractors for not having what they can't afford. if the lovely politicians of delaware let that sort of thing happen to their public servants then how can i expect them to treat someone who buys their healthcare any better? biden is from delaware and that is the best they can do.
I'm putting my answers in bold...The ACA does address the issue. They extended the requirement a year so that the businesses' can catch up. The country can't afford the way it's being done now. This is an attempt to hold down costs and that's factually being proved more and more correct btw. Of course the anti care crowd is saying otherwise...but the costs are growing at the slowest rates in years and the costs of the plans are much lower than predicted.
the $200/month quote is what went out on the brochures they passed around at work a few weeks back. it didn't affect me so i didn't read all of the fine print. the lowest quote i saw that wasn't catastrophic coverage (ie, let you see a doctor on a regular basis for preventative measures) was $200/month.
Again...I'm just trying to correct the mis-information. Yes...the intial cost is $200...but that is reduced if you have a lower income. You are just passing on what you know...but you don't know the whole picture. That's my objection with the media...they only give you a little information according to their particular ideal.
canada doesn't have bankruptcy due to medical problems because (i believe, but didn't bother to fact check so i could be wrong) they pay the medical bills rather than force citizens to purchase unaffordable medical insurance plans through the government.
First of all...the ACA does not force citizens to purchase unaffordable medical insurance plans through the government. They simply say if you don't have insurance you have to pay your way instead of letting those that do... pay for you. The insurance is NOT through the government...and if you have insurance you don't have to do anything. The government simple points individuals to insurance companies who are bidding on your business. They do tell those insurance companies that they have to follow some basic rules...no preconditions...preventive care mandatory...child can stay on parents until 26...etc.
Ok...now about Canada. Of course the law is more complicated than I can type in a few minutes...but I'll try to hit the high points. First...I agree. The single payer systems work better...cheaper with better outcomes...but it's a misnomer that they don't have insurance plans. This country is not ready for single payer yet so what the ACA did was try to do something. In Canada the Federal Government basically says...all the Provinces must provide basic health care insurance. Yes...I said insurance. The main difference there is docs/hospitals handle the claims directly. The government is the insurance company per say. The feds pay for that by taxes...CHST (I think)... from individual/corporations income. That is divided up among the Provinces to pay the insurance claims. Then most Provinces taxes...GST...basically everything that people buy to pay for the insurance of the citizens in their specific Province. And yes some charge premiums. Also...if you want to go beyond the basic...you have to buy it. So...no...they don't make you buy insurance directly from insurance companies...they make you buy your insurance by paying significant taxes, premiums, and they then pay the insurance claims. Each Canadian must apply for and use an insurance card when they go to the docs/hospitals. The main point that should be noted is...Canada doesn't spend anywhere near what the USA does for healthcare and has significantly better outcomes. Approximately 9.5% of Canada's gross domestic product is spent on health care. In comparison, the United States spends close to 14% of its GDP on health care. They also live longer...and have much lower child mortality rates...etc.
so again, something does need to be done, i just don't think this is the right solution for our country.
